insurence so you can insure your gear for a 1 time recovery if you item get stuck outside map or a location you cannot reach a pat a premium to get your gear back 1 times after death would be a insentive to look after your gear also helps with gear fear but make it not cheap so like 100 k a item revocery or more if needed liek 500 k per item gives players something beside gun ammo and gear to sepnd money on and helps eliminate gear fear