Bug #166

Incorrect Vehicle Financing Payment Distribution

Status:	Open
Priority:	High
Added by:	indewreak76 on July 9, '26
Assigned to:	Unassigned
Due date:
Reported for:	0.1.0 Auto

Steps to Reproduce

No steps to reproduce

Explanation

Mosleys only recieves the down payment for a vehicle and when a payment is made on the loan we still dont recieve any money. we should get the complete amount for the car, therefore the bank acts as a middleman.

VEHICLE FINANCING PROCESS

┌─────────────────────────┐
│ CUSTOMER │
│ Chooses a Vehicle │
└────────────┬────────────┘
│
│ Applies for Financing
▼
┌─────────────────────────┐
│ BANK │
│ Reviews Loan Request │
└────────────┬────────────┘
│
Loan Approved │
▼
┌─────────────────────────┐
│ DEALERSHIP │
│ Delivers Vehicle │
│ Transfers Ownership │
└────────────┬────────────┘
│
│ Receives Full Vehicle Price
▼
┌─────────────────────────┐
│ PAYMENT TO │
│ DEALERSHIP │
│ (Paid by the Bank) │
└─────────────────────────┘

AFTER THE VEHICLE IS DELIVERED...

CUSTOMER
│
Monthly Loan Payments (Principal + Interest)
▼
┌─────────────────────────┐
│ BANK │
│ Collects Payments │
│ Earns Interest │
└─────────────────────────┘

Watchers

Watch